WHAT IS PCI DSS Compliance?
PCI DSS stands for Payment Card Industry Data Security Standard. This standard is a wide-ranging set of requirements for enhancing payment account data security. It was developed by the PCI Security Standards Council, founded by the major credit card associations: American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. These comprehensive requirements are intended to help prevent credit card fraud, identity theft, hacking and various other security vulnerabilities and threats.
Who must comply?
All companies processing, storing, or transmitting payment card data must be PCI DSS compliant. Non-compliant companies who accept credit cards risk losing their ability to process credit card payments and being audited and/or fined. The theft of a small amount of cardholder data can cost merchants tens of thousands of dollars in fines, assessments, audit fees and remediation expenses. Those costs don’t even factor in the damage to your company’s reputation and brand image. Simply put, a security breach could put you out of business.
Every business that processes payment card transactions must validate their PCI compliance annually. This validation must be conducted by certified auditors (PCI DSS Qualified Security Assessors, or QSAs). However, instead of an expensive and time consuming onsite audit, the PCI DSS affords most of our customers the option to complete a brief Self Assessment Questionnaire (SAQ) and simply have it validated by a QSA. Accept Credit Cards at Electronic Merchant Systems Inc has partnered with an industry leading Qualified Security Assessor to provide this important service to our valued customers for FREE*.
How can I protect my business?
To begin, simply click on the button below. You will be taken to our secure PCI Compliance Portal, where you can begin the process of validating your compliance with the PCI DSS. To login you will use your merchant identification number as your user name and the last 7 digits of your business phone number, including the dash ( - ) or hyphen, as your initial password. Your merchant ID number is located on both the statement you receive monthly and on your point-of-sale receipts. Please note: drop any leading 0’s (zeros) when entering your merchant ID; most merchant IDs are 10 digits, however they can range from as few as 8 digits to as many as 16.
For example, if the merchant ID on your billing statement or point of sale receipt appears as: 0000001234567890; and your business telephone number is 703-379-1500, you would use 1234567890 as your user name and 379-1500 as your password. If you experience problems when attempting to log in, please contact customer service: 800-476-5020.
* Free PCI DSS Validation available in the first year to Level 4 merchants eligible for Self-Assessment Questionnaire's (SAQ) A-D who do not require a scan of their environment by an Approved Scanning Vendor.
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