WHAT IS PCI DSS Compliance?
PCI DSS stands for Payment Card Industry Data Security Standard. This standard is a wide-ranging set of requirements for enhancing payment account data security. It was developed by the PCI Security Standards Council, founded by the major credit card associations: American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. These comprehensive requirements are intended to help prevent credit card fraud, identity theft, hacking and various other security vulnerabilities and threats.
Who must comply?
All companies processing, storing, or transmitting payment card data must be PCI DSS compliant. Non-compliant companies who accept credit cards risk losing their ability to process credit card payments and being audited and/or fined. The theft of a small amount of cardholder data can cost merchants tens of thousands of dollars in fines, assessments, audit fees and remediation expenses. Those costs don’t even factor in the damage to your company’s reputation and brand image. Simply put, a security breach could put you out of business.
Every business that processes payment card transactions must validate their PCI compliance annually. This validation must be conducted by certified auditors (PCI DSS Qualified Security Assessors, or QSAs). However, instead of an expensive and time consuming onsite audit, the PCI DSS affords most of our customers the option to complete a brief Self Assessment Questionnaire (SAQ) and simply have it validated by a QSA. Accept Credit Cards at Electronic Merchant Systems Inc has partnered with an industry leading Qualified Security Assessor to provide this important service to our valued customers for FREE*.
How can I protect my business?
To begin, simply click on the button below. You will be taken to our secure PCI Compliance Portal, where you can begin the process of validating your compliance with the PCI DSS. To login you will use your merchant identification number as your user name and your Tax Identification Number (TIN) as your initial password. Your Tax Identification Number (TIN) password - either EIN or SSN - will not include any dashes.
After your initial login, you will be prompted to create & confirm a new password. Passwords must be at least 6 digits, and no longer require a combination of letters, numbers and special characters.
Your merchant ID number is located on both the statement you receive monthly and on your point-of-sale receipts. Please note: most merchant IDs are 15 digits, however your point-of-sale receipts may be abbreviated to only show the last 9 digits of your merchant ID. In that case, your full merchant ID number would include a prefix of 540924.
For example, if the merchant ID on your point of sale receipt appears as: 123456789, you would use 540924123456789 as your user name. If you experience problems when attempting to log in, please click on the link to have a password reset email sent to you. Emails will be sent if the merchant ID and email address provided match those in our records. Or you can contact customer service: 800-476-5020.
* Free PCI DSS Validation available in the first year to Level 4 merchants eligible for Self-Assessment Questionnaire's (SAQ) A-D.
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