Glossary - J

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Java: A modern programming language. First used in 1995 to bring Web pages to life. Java programs, usually called "applets," are small in size and can be downloaded from the Internet and executed as part of the displayed Web page.

Joint account: This is when two people share a card, each individually responsible for the outstanding balance on the card account. (This is different from having one person apply as a cardholder, with additional cards on that account issued to family members or others. For more information, see: additional cardmember /cardholder.)

JPEG: Joint Photographic Experts Group. A form of image file used on the Internet. Like GIF files, JPEGs are compressed. Unlike GIFs, JPEG files cannot be interlaced or transparent. The file extension ".jpg" is used for JPEG files.