PCI DSS Compliance

What is PCI DSS

Compliance?

PCI DSS stands for Payment Card Industry Data Security Standard.

This standard is a wide-ranging set of requirements for enhancing payment account data security. It was developed by the PCI Security Standards Council, founded by the major credit card associations: American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. These comprehensive requirements are intended to help prevent credit card fraud, identity theft, hacking and various other security vulnerabilities and threats.

Begin My PCI Compliance

Who must Comply?

All companies processing, storing, or transmitting payment card data must be PCI DSS compliant. Non-compliant companies who accept credit cards risk losing their ability to process credit card payments and being audited and/or fined. The theft of a small amount of cardholder data can cost merchants tens of thousands of dollars in fines, assessments, audit fees and remediation expenses. Those costs don’t even factor in the damage to your company’s reputation and brand image. Simply put, a security breach could put you out of business.

Every business that processes payment card transactions must validate their PCI compliance annually. This validation must be conducted by certified auditors (PCI DSS Qualified Security Assessors, or QSAs). However, instead of an expensive and time consuming onsite audit, the PCI DSS affords most of our customers the option to complete a brief Self Assessment Questionnaire (SAQ) and simply have it validated by a QSA. Accept Credit Cards at Electronic Merchant Systems Inc has partnered with an industry leading Qualified Security Assessor to provide this important service to our valued customers for FREE*.

How can I protect my Business?

To begin, simply click on the button below. You will be taken to our secure PCI Compliance Portal, where you can begin the process of validating your compliance with the PCI DSS. To login you will use your merchant identification number as your user name and your initial temporary password is: Comply1!.

After your initial login, you will be prompted to create & confirm a new password. Passwords must be at least 6 digits, and no longer require a combination of letters, numbers and special characters.

Your merchant ID number is located on both the statement you receive monthly and on your point-of-sale receipts. Please note: most merchant IDs are 15 digits, however your point-of-sale receipts may be abbreviated to only show the last 9 digits of your merchant ID. In that case, your full merchant ID number would include a prefix of 540924.

* Free PCI DSS Validation available in the first year to Level 4 merchants eligible for Self-Assessment Questionnaire's (SAQ) A-D.